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HOW TO BEAT A CREDIT CARD DEBT LAWSUIT WITH THE SECRETS OF A REAL DEBT COLLECTION LAWYER
IN THE (NAME OF COURT-SMALL CLAIMS, GENERAL SESSONS, CIRCUIT, ETC.) COURT FOR (LOCATION OF COURT)
(THE HEADING INFORMATION SHOULD BE COPIED FROM YOUR SUMMONS AND COMPLAINT)
___NAME OF COMPANY SUING YOU__
NO. (CASE NUMBER)
SWORN DENIAL ON ACCOUNT
Comes the Defendant, after being duly sworn according to law, and says that he/she does not owe the account on which the Plaintiff has sued him/her and that the same is not true, just, nor correct for the following reason(s):
This is not a valid debt.
This is not my debt.
I did not sign a contract to be responsible for this debt.
I did not sign a contract with this plaintiff.
If I am responsible for this debt, the amount sued for is incorrect.
If I am responsible for this debt, it is barred by any applicable statute of limitations.